The Funding Pool By RanLife
9272 S 700 E, Sandy, UT 84070
www.fundingpool.com
Internal Reviews
(0 reviews)
Total loans closed with Loan Factory
17,923
Total loans closed with Loan Factory (past 12 months)
14,517
Lender overview
Basic information
N/A
N/A
Lock policies & Fees
Lock Policies
Lock Extension Fees:
1 Day - .02
4 Days - .06
9 Days - .130
15 Days - .220
30 Days - .375
UHC lock extension is $25 a day with a max of 30 days.
Relock – Under 30 days, worst case plus extensions.
31-59 days worst case.
60+ new lock.
- Worse Case Pricing Applies to:
ARM to Fixed
Conv to Govie
0-180 months to 181 to 360 months
And vice versa for all the above
Lender's niche & Overlays
Non QM – Mortgages that do not utilize AUS
- ITIN
- Asset depletion
- Bayview DSCR
- WAB DSCR
- Deephaven
- DSCR DSCR 5-9 Unit
- Bank statement
- Construction loans
- Deephaven Second Mortgage
DPA | HFA Down Payment Assistance
- UT Housing
- ID Housing 1st
- ID Housing 2nd
- ID Housing Forgivable 3rd
- WA Housing – HSA Advantage
- TX Housing
- The National
- Bridge loan
- Arizona Housing
Agency Product
- Government Products
- Conventional Products
Non Agency
Despite most products being titled “Jumbo”, these loans can be used for a myriad of scenarios and amounts, including under the conforming limits. See each loan minimum and max.
- Bayview Jumbo AUS
- Bayview Jumbo Plus
- Bayview Investor Plus
- WAB Portfolio Jumbo QM and Non-QM
- WAB Express
- WAB Expanded QM and Non-QM
- Deephaven– Expanded Prime
- Deephaven Credit Event Loan – Non-Prime
Lender turn time
3
1
1
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