Mid Valley Financial Services
7644 N Palm Ave, Fresno, CA 93711
https://www.mvloans.com/
Internal Reviews
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Total loans closed with Loan Factory
17,923
Total loans closed with Loan Factory (past 12 months)
14,517
Lender overview
Basic information
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Lock policies & Fees
Lock Policies
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No
Lender's niche & Overlays
Mid Valley Direct Private Lending
Terms
- Property Types: Residential, Commercial, Industrial, Agriculture, Raw Land
- Location: California only
- Loan Types: Purchase, Refinance, Construction, Bridge
- Interest: Interest only
- Prepayment: No prepayment penalty
- Loan Amount: $50,000 - $8,000,000
- Rate: 10.49%-12.99%
- Term: 1 – 5 years
- LTV: 50%–75%
Capabilities
- Origination timeline 7-10 business days
- Daily investment meetings and can provide soft quotes immediately
- Handling difficult scenarios including primary SFR with business purpose, standalone 2nd lien positions, and mid-construction projects
Attributes
- Servicing $300mm in private money loans
- Most competitive on loans in the central valley (Sacramento to Bakersfield)
- Actively lending since 1985
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Lender turn time
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